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"Long Term Care Insurance can cover the costs of Assisted Living, Homecare or a Nursing Home; plan for the future"

Long Term Care

Long Term Care (LTC) includes medical and non-medical care to people who have a chronic illness or disability. Long-term care helps meet health or personal needs. Most long-term care is to assist people with support services such as activities of daily living like dressing, bathing, and using the bathroom. Long-term care can be provided at home, in the community, in assisted living or in nursing homes. It is important to remember that you may need long-term care at any age.

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Recent Long Term Care Posts

Home Care Programs for Oregon Seniors

The state of Oregon offers several program options for senior home care, allowing seniors to remain in their own homes while receiving valuable services. These options not only save money, but they help maintain quality of life for the affected individuals. Some of these home care services include:

Eldercare Services for Ohio Seniors

Due to recent medical advancements, as well as people taking better care of their health, it has become increasingly common for Ohio seniors to lead healthy and active lifestyles well into their 80’s and 90’s. Most of these seniors do not require the skilled nursing that a nursing home provides. In fact, the preference for many of these seniors is to reside in their current homes and continue performing their da...

Can Assisted Living Facilities Adequately Care for Alzheimer's Residents?

Some assisted living facilities portray themselves as being capable of attending to all types of residents, including those who suffer from Alzheimer's Disease and dementia. However, there is a big difference between the skilled nursing that is provided at a nursing home versus the non-skilled service that is provided at assisted living facilities. Nursing homes are also likely to have sufficient staff in place,...

Buyer Beware: Special-Focus Facilities, aka, Bad Nursing Homes

The U.S. News & World Report is known for its rankings of colleges, but it also ranks other institutions, including nursing homes. Having investigated over 15,000 nursing homes in the U.S., the journal singled out 131 of these as “Special-Focus Facilities,” or SFFs. These long term care facilities are termed SFFs if three types of violations occur: first, if the facility fails to pass three consecut...