"Long Term Care Insurance can cover the costs of Assisted Living, Homecare or a Nursing Home; plan for the future" find an long term care insurance advisor

Posts Tagged ‘planning for long term care’

Eldercare and the Workplace: How to Strike a Balance

Monday, January 11th, 2010

Eldercare and the Workplace: How to Strike a Balance


Canadian employers are understandably concerned about the effects that elder care has on the workforce. In Canada, over 70% of caregivers to the elderly also hold down a job. Many of these caregivers also have a family of their own, with children still living at home.

The stress is too much for some to handle; more than a fifth of Canadians caring for an elderly relative have reported (more…)

Government Funding & Long Term Care in Ontario

Tuesday, October 20th, 2009

Government Funding & Long Term Care — Ontario

The Canadian health care system is in a state of crisis. With health care budget cuts, combined with the rising cost of health care and the growing number of seniors requiring acute long term care, aging baby boomers have a good reason to worry about whether or not government-funded long term care will be around for them by the time they need it.

Despite the fact that our neighbors to the south have proven privatized health care to be expensive, amoral, and inefficient, the Canadian government may have no choice but to ask its citizens to foot the bill for their own long term care. Consider that already, despite seniors accounting for only 12.5% of the population, they take up almost 43% of health care costs. Just Alzheimer’s disease alone costs nearly $4 billion per year. By 2031, the number of Canadians living with dementia will double. And by 2020, the percentage of seniors will have risen to 20% of the population.

(more…)

Being Prepared for Long Term Care in Toronto, Ontario and Surrounding Areas

Tuesday, October 20th, 2009

Being Prepared for Long Term Care in Toronto, Ontario and Surrounding Areas

One of the best things that baby boomers in their late fifties and early sixties can do is plan for their own long term care while they still can. Anyone who has cared for their own seventy-something, eight-something, or ninety-something parents can testify to the fact that as Canadians live longer, their long term care needs also increase.

Some of the questions baby boomers planning for their twilight years should ask themselves include: (more…)

Long Term Care Commentary — Alberta

Tuesday, October 6th, 2009

Long Term Care Commentary — Alberta

Not very many people are happy with Alberta Health Minister Ron Liepert and Premier Ed Stelmach. Together, the two have concocted a plan to cut more than 200 acute mental care beds in hospitals and other institutions. Some of these beds are currently home to mental health patients, while others provide long term care to seniors with dementia, such as those living with Alzheimer’s disease.

(more…)

Caregiver Issues: Elder Care and the Workplace, Calgary Alberta

Tuesday, October 6th, 2009

Caregiver Issues: Elder Care and the Workplace

As Canadians age, more and more work-aged adults are finding themselves juggling their work obligations with family obligations related to caring for elderly relatives and loved ones. Eighty percent of the elder care in Canada is provided by family members, and about 60% of caregivers are women – women who often have children of their own still living at home, and are balancing motherhood with careers and caring for an older parent, parent-in-law, or other elderly relative. How are businesses responding to the new family obligations affecting their workforce? Here’s a look at how the balance between elder care and work is unfolding in Canada.

Canadian Aging Research Network (CARNET) (more…)

Elder Care in Newfoundland and Labrador

Monday, September 28th, 2009

When it comes to elder care in Canada, Newfoundland is one of the more difficult places to be. A nurse from a long term care facility in St. John’s, NL, pointed out in an interview with People’s Response that her own nursing home has had to hire home health care workers rather than LPNs (certified nurses) because graduates of nursing school in Newfoundland tend to move to richer provinces in Canada. Just shifting the wages up to make them on par with the rest of Canada, begs the nurse, would help her own facility to find qualified personnel and keep them.

The Quality of Health Care and Elder Care in Rural Newfoundland

Meanwhile, CBC News reports that the Society of Rural Physicians in Newfoundland and Labrador has criticized the governments there for cutting medical services in small communities. The physicians claim these health cuts could cost lives.

As usual, those most vulnerable to these sorts of cuts are the elderly. By moving x-ray equipment out of small towns, doctors trying to care for elders will waste precious time trying to access diagnostic equipment. So far, x-ray departments have been closed in Lewisporte and Flower’s Cove; more closures are anticipated, including in Springdale. Not only have the x-ray departments been closed, the clinic hours have also been cut from 24 hours per day to 12 hours per day – another move that residents worry could endanger care for their elders.

Health Minister Paul Oram advised residents to put the cuts into perspective; the spending cuts to x-ray departments and clinics should help the government invest more in long term care facilities for the elderly, such as the one the nurse in St. John’s complained about being under-resourced and under-staffed. Oram hopes that the cuts will ultimately finances the creation of a long term care facility for the elderly in Lewisporte.

To critics, Oram has answered, “People would like to have every service in their backyard. Everybody would like a hospital in their home town.” But he advises the residents of Newfoundland and Labrador to try to be more realistic about their expectations: “there’s only so much money to go around,” Oram said.

The Future of Elder Care in Newfoundland and Labrador

Given the cuts in health care spending in Newfoundland and Labrador, as well as the comments made by the nursing home nurse from St. John’s, retirees might think twice about retiring in Newfoundland and Labrador. As part of their planning for their golden years, those nearing retirement age and their families should carefully consider the type of health care services available to them within their communities. Where health care is not adequate to meet the long term care needs of seniors and elders, Canadians might consider retiring elsewhere.

Featured in National Post