"Long Term Care Insurance can cover the costs of Assisted Living, Homecare or a Nursing Home; plan for the future"
Posts Tagged ‘Medicaid’
Monday, December 13th, 2010
In the state of New Jersey, individuals who require nursing home care may still have the option of remaining in their homes and receiving home care. The Jersey Assistance for Community Caregivers, or JACC, program, is a state-funded program that prevents or delays individuals who require skilled nursing and other nursing home services from being placed in a nursing facility. (more…)
Monday, December 6th, 2010
Nursing homes are eschewed by seniors for a variety of reasons, including the surrendering of personal independence, the financial cost, and the perception that nursing homes are “the end of the line.” However, in the state of Pennsylvania, about 400 Philadelphians are taking a novel approach to nursing home care. Living Independently for Elders, or LIFE, has partnered with the St. Agnes Continuing Care Center to provide comprehensive care for older individuals in what many call a “nursing home without walls.”
Sunday, October 10th, 2010
New York assisted living facilities (ALFs) are in trouble. There are two types of assisted living programs in the state of New York: the licensed assisted living residence, which caters mainly to privately funded clients, and the Assisted Living Program (ALP), which caters to Medicaid-supported clients. The problem lies with the two-tiered system that has been created by the state of New York: one system caters to the rich, while the other caters to the poor. In many cases, there is a glaring discrepancy in the types of amenities and quality of care that can be expected at facilities that cater to the rich versus the poor. There are also different laws and standards that apply to each of the different facilities. (more…)
Friday, August 6th, 2010
The U.S. News & World Report is known for its rankings of colleges, but it also ranks other institutions, including nursing homes. Having investigated over 15,000 nursing homes in the U.S., the journal singled out 131 of these as “Special-Focus Facilities,” or SFFs. These long term care facilities are termed SFFs if three types of violations occur: first, if the facility fails to pass three consecutive inspections in a row, second, if the violation would’ve affected many residents, and third, if the facility fails to remedy the problems on repeat inspections.
Monday, July 26th, 2010
Selecting a long term care facility (i.e., nursing home) for an aging parent or relative can be a daunting task. In Illinois, there are facilities that specialize in assisted living (e.g., help with eating) while others focus on skilled nursing or health care (e.g., physical therapy). There are different long term care coverage plans under Medicare and Medicaid, with each plan requiring different qualifiers. Long term care facilities may also carry, or not carry, certain licenses and certificates. (more…)
Thursday, July 22nd, 2010
Maintaining a loved one in a nursing home can be quite expensive. In California, the average annual cost of having one person living in a private room in a nursing home (which provides skilled nursing) is over $87,000. Even in an assisted living facility, where residents are expected to be more independent (and are less supervised), the average annual cost is $42,000. (more…)