"Long Term Care Insurance can cover the costs of Assisted Living, Homecare or a Nursing Home; plan for the future"
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Posts Tagged ‘long term care’
Friday, July 30th, 2010
When considering long term care for a friend or relative, you may be interested to know that there are several options available to you in addition to skilled nursing homes or assisted living facilities. Some options are less costly than others, while others allow for the individual to remain in his or her home. (more…)
Tags: assisted living, long term care, nursing home, residential care, skilled nursing
Posted in Alzheimer's Care, Care Costs, Degenerative Disease, Long Term Care, Nursing Homes, Private Care | No Comments »
Monday, July 26th, 2010
Selecting a long term care facility (i.e., nursing home) for an aging parent or relative can be a daunting task. In Illinois, there are facilities that specialize in assisted living (e.g., help with eating) while others focus on skilled nursing or health care (e.g., physical therapy). There are different long term care coverage plans under Medicare and Medicaid, with each plan requiring different qualifiers. Long term care facilities may also carry, or not carry, certain licenses and certificates. (more…)
Tags: assisted living, Illinois, insurance, Licenses, long term care, long term care facility, Long Term Care Illinois, Medicaid, Medicare, nursing home, skilled nursing
Posted in Care Giving Strategies, Long Term Care, Medicare, Nursing Homes | No Comments »
Thursday, July 22nd, 2010
Maintaining a loved one in a nursing home can be quite expensive. In California, the average annual cost of having one person living in a private room in a nursing home (which provides skilled nursing) is over $87,000. Even in an assisted living facility, where residents are expected to be more independent (and are less supervised), the average annual cost is $42,000. (more…)
Tags: assisted living, california, long term care, Long Term Care Insurance, Medi-Cal, Medicaid, Medicare, nursing home, skilled nursing
Posted in Care Costs, Degenerative Disease, Long Term Care, Long Term Care Insurance, Medicare, Nursing Homes, Private Care, aging trends | No Comments »
Wednesday, January 13th, 2010
Staying Healthy During Ontario’s Winter Months
The number of seniors in Ontario is growing at a rapid rate as baby boomers reach their golden years. All the extra seniors couldn’t come at a worse time for Ontario’s public health system, which is faced with a record deficit in 2010. The government has already warned hospitals to expect no increase in funding, a 1% increase in funding, or a 2% increase in funding. This is bad news for hospitals, who expect to see their expenses go up by at least 3 – 3.5%, leaving a significant funding gap that would affect the services that they can provide. Where might a reduction in hospital services leave Ontario’s seniors, who in general require more health care than the average younger Canadian? (more…)
Tags: aging trends, caregiving, Elder Care, long term care
Posted in Care Giving Strategies, Elder Care, aging trends | No Comments »
Monday, January 11th, 2010
Tips for Caregivers
Emotionally, caring for an elderly parent who always cared for you can be a disconcerting role reversal, and without addressing these new emotions, caregivers eventually feel frazzled, overwhelmed, and unable to deal with all the new changes. But with proper preparation, a lot of the stress that comes from taking on the role of primary caregiver for an elderly relative can be avoided.
One of the hardest things for caregivers is (more…)
Tags: aging trends, Caregiver Support Toronto, caregiving, caregiving strategies, Elder Care, long term care, long term care Toronto, long term care Toronto Ontario
Posted in Care Giving Strategies, Elder Care, aging trends | No Comments »
Monday, January 11th, 2010
Eldercare and the Workplace: How to Strike a Balance
Canadian employers are understandably concerned about the effects that elder care has on the workforce. In Canada, over 70% of caregivers to the elderly also hold down a job. Many of these caregivers also have a family of their own, with children still living at home.
The stress is too much for some to handle; more than a fifth of Canadians caring for an elderly relative have reported (more…)
Tags: aging trends, Caregiver Support Toronto, caregiving, Elder Care, long term care, planning for long term care
Posted in Care Giving Strategies, Elder Care, Long Term Care, aging trends | 3 Comments »
Wednesday, December 2nd, 2009
Predictions for 2020
In 2020 today’s 65 year olds will be 75 which for many people will signal the beginning of old-age. This population will be living with the results of today’s predictions from the Sociologists, who study the aging population, and the Economists who study the laws of supply and demand. Some of these predictions state the following: (more…)
Tags: aging trends, Elder Care, long term care
Posted in aging trends | 3 Comments »
Tuesday, November 3rd, 2009
Aging at Home in Ontario
Because the number of seniors in Ontario will more than double in the next sixteen years, the Ministry of Health and Long-Term Care is developing what they call “Ontario’s Aging at Home Strategy”. Announced in 2007, the strategy calls for an increase in home care and community support services to allow elderly residents of Ontario to age comfortably at home, rather than moving into a long term care home.
(more…)
Tags: aging trends, Elder Care, long term care, long term care Toronto, long term care Toronto Ontario
Posted in Care Giving Strategies, Elder Care, Long Term Care, Private Care | 1 Comment »
Tuesday, November 3rd, 2009
Private Health Care in Ontario
The privatization of health care in Ontario is here, whether we like it or not. As Dr. Albert Schumacher, the former president of the Canadian Medical Association put it, “The situation we are seeing now are more services around not being funded publicly but people having to pay for them, or their insurance companies. We have a sort of passive privatization” (Source: CBC.ca). In Ontario, when Liberals won in 2003, they promised to shut down the provinces growing number of private clinics, but in 2006 when Conservatives won federally, that promise stalled. It seems that in Ontario, as in other provinces throughout Canada, the growth of private health care is inevitable.
(more…)
Tags: aging trends, caregiving, Elder Care, H1N1, long term care
Posted in Care Costs, Care Giving Strategies, Long Term Care, Private Care | 2 Comments »
Tuesday, November 3rd, 2009
Signs of Multiple Sclerosis
Multiple Sclerosis is a devastating, degenerative nerve disease that often leaves MS patients wheelchair bound and unable to live independently. People living with MS often require acute long term care, either from friends and relatives or within a long term care settings.
Multiple sclerosis is not a disease associated with old age; typically, the onset age is between twenty and forty. Since early detection of MS can help people live a relatively normal life, it’s important to be able to recognize the symptoms of MS. Here are the most common early signs of multiple sclerosis: (more…)
Tags: aging trends, Elder Care, long term care, Multiple Sclerosis
Posted in Degenerative Disease, Elder Care, Long Term Care | No Comments »
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