"Long Term Care Insurance can cover the costs of Assisted Living, Homecare or a Nursing Home; plan for the future"
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Posts Tagged ‘long term care’
Saturday, November 20th, 2010
In the state of Texas, long term care can be quite expensive, ranging from $900 to $3,000 per month for care in an assisted living facility, and from $150 to $200 per day for care in a nursing home. How can one cope with such high costs? (more…)
Tags: assisted living, long term care, Long Term Care Insurance, skilled nursing
Posted in Care Costs, Long Term Care, Long Term Care Insurance, Medicaid, Medicare, skilled nursing | No Comments »
Wednesday, November 10th, 2010
Up to 70% of individuals over the age of 65 will require long term care and/or skilled nursing at some point in their lives. In the state of Florida, nursing home care can cost up to $77,000 annually. Many states, including Florida, have expanded their long term care partnership programs to offer individuals a means of paying for their long term care needs. As a result, individuals who have a qualifying long term care insurance policy can obtain Medicaid coverage for their long term care needs without having to spend almost all of their assets first. This is important because Medicaid requires that an individual spend down to $2,000 of his/her own assets in order to qualify for state-funded long term care coverage. (more…)
Tags: long term care, Long Term Care Insurance, nursing home, skilled nursing
Posted in Long Term Care, Nursing Homes, skilled nursing | No Comments »
Sunday, October 24th, 2010
Skilled nursing is a term often used to describe the level of care provided at various nursing homes and other long term care facilities in the state of Virginia. However, what really qualifies as skilled nursing? What type of staff is required to designate a facility as a skilled nursing facility (SNF)? Finally, what medical conditions are best suited to the care of a skilled nursing staff? (more…)
Tags: long term care, Nursing Homes, skilled nursing, Virginia
Posted in Long Term Care, Nursing Homes, skilled nursing | No Comments »
Thursday, October 14th, 2010
Informal caregivers can be friends, neighbors, or relatives who provide assistance and, quite often, long term care to an individual who is either physically and/or mentally incapacitated and needs help with the tasks of daily living. Such caregivers are termed informal because they are not paid for their services. Yet, who are the typical informal caregivers in the state of New York, and what are their concerns? (more…)
Tags: caregiver, caregiving, long term care, New York, nursing home
Posted in Long Term Care, Nursing Home Alternatives, caregiving | No Comments »
Monday, October 4th, 2010
The state of Pennsylvania boasts a plethora of long term care planning resources. These resources are intended to provide information about long term care services that may be required because of injury, illness, disability, or aging. Resources available include the following: (more…)
Tags: long term care, Long Term Care Insurance, Pennsylvania
Posted in Long Term Care, Long Term Care Insurance, Medicaid, Medicare | No Comments »
Friday, July 30th, 2010
When considering long term care for a friend or relative, you may be interested to know that there are several options available to you in addition to skilled nursing homes or assisted living facilities. Some options are less costly than others, while others allow for the individual to remain in his or her home. (more…)
Tags: assisted living, long term care, nursing home, residential care, skilled nursing
Posted in Alzheimer's Care, Care Costs, Degenerative Disease, Long Term Care, Nursing Homes, Private Care | No Comments »
Monday, July 26th, 2010
Selecting a long term care facility (i.e., nursing home) for an aging parent or relative can be a daunting task. In Illinois, there are facilities that specialize in assisted living (e.g., help with eating) while others focus on skilled nursing or health care (e.g., physical therapy). There are different long term care coverage plans under Medicare and Medicaid, with each plan requiring different qualifiers. Long term care facilities may also carry, or not carry, certain licenses and certificates. (more…)
Tags: assisted living, Illinois, insurance, Licenses, long term care, long term care facility, Long Term Care Illinois, Medicaid, Medicare, nursing home, skilled nursing
Posted in Care Giving Strategies, Long Term Care, Medicare, Nursing Homes | No Comments »
Thursday, July 22nd, 2010
Maintaining a loved one in a nursing home can be quite expensive. In California, the average annual cost of having one person living in a private room in a nursing home (which provides skilled nursing) is over $87,000. Even in an assisted living facility, where residents are expected to be more independent (and are less supervised), the average annual cost is $42,000. (more…)
Tags: assisted living, california, long term care, Long Term Care Insurance, Medi-Cal, Medicaid, Medicare, nursing home, skilled nursing
Posted in Care Costs, Degenerative Disease, Long Term Care, Long Term Care Insurance, Medicare, Nursing Homes, Private Care, aging trends | No Comments »
Wednesday, January 13th, 2010
Staying Healthy During Ontario’s Winter Months
The number of seniors in Ontario is growing at a rapid rate as baby boomers reach their golden years. All the extra seniors couldn’t come at a worse time for Ontario’s public health system, which is faced with a record deficit in 2010. The government has already warned hospitals to expect no increase in funding, a 1% increase in funding, or a 2% increase in funding. This is bad news for hospitals, who expect to see their expenses go up by at least 3 – 3.5%, leaving a significant funding gap that would affect the services that they can provide. Where might a reduction in hospital services leave Ontario’s seniors, who in general require more health care than the average younger Canadian? (more…)
Tags: aging trends, caregiving, Elder Care, long term care
Posted in Care Giving Strategies, Elder Care, aging trends | No Comments »
Monday, January 11th, 2010
Tips for Caregivers
Emotionally, caring for an elderly parent who always cared for you can be a disconcerting role reversal, and without addressing these new emotions, caregivers eventually feel frazzled, overwhelmed, and unable to deal with all the new changes. But with proper preparation, a lot of the stress that comes from taking on the role of primary caregiver for an elderly relative can be avoided.
One of the hardest things for caregivers is (more…)
Tags: aging trends, Caregiver Support Toronto, caregiving, caregiving strategies, Elder Care, long term care, long term care Toronto, long term care Toronto Ontario
Posted in Care Giving Strategies, Elder Care, aging trends | No Comments »
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