"Long Term Care Insurance can cover the costs of Assisted Living, Homecare or a Nursing Home; plan for the future"
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Posts Tagged ‘long term care Toronto’
Monday, January 11th, 2010
Tips for Caregivers
Emotionally, caring for an elderly parent who always cared for you can be a disconcerting role reversal, and without addressing these new emotions, caregivers eventually feel frazzled, overwhelmed, and unable to deal with all the new changes. But with proper preparation, a lot of the stress that comes from taking on the role of primary caregiver for an elderly relative can be avoided.
One of the hardest things for caregivers is (more…)
Tags: aging trends, Caregiver Support Toronto, caregiving, caregiving strategies, Elder Care, long term care, long term care Toronto, long term care Toronto Ontario Posted in Care Giving Strategies, Elder Care, aging trends | No Comments »
Tuesday, November 3rd, 2009
Aging at Home in Ontario
Because the number of seniors in Ontario will more than double in the next sixteen years, the Ministry of Health and Long-Term Care is developing what they call “Ontario’s Aging at Home Strategy”. Announced in 2007, the strategy calls for an increase in home care and community support services to allow elderly residents of Ontario to age comfortably at home, rather than moving into a long term care home.
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Tags: aging trends, Elder Care, long term care, long term care Toronto, long term care Toronto Ontario Posted in Care Giving Strategies, Elder Care, Long Term Care, Private Care | 1 Comment »
Tuesday, October 20th, 2009
Government Funding & Long Term Care — Ontario
The Canadian health care system is in a state of crisis. With health care budget cuts, combined with the rising cost of health care and the growing number of seniors requiring acute long term care, aging baby boomers have a good reason to worry about whether or not government-funded long term care will be around for them by the time they need it.
Despite the fact that our neighbors to the south have proven privatized health care to be expensive, amoral, and inefficient, the Canadian government may have no choice but to ask its citizens to foot the bill for their own long term care. Consider that already, despite seniors accounting for only 12.5% of the population, they take up almost 43% of health care costs. Just Alzheimer’s disease alone costs nearly $4 billion per year. By 2031, the number of Canadians living with dementia will double. And by 2020, the percentage of seniors will have risen to 20% of the population.
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Tags: aging trends, long term care, Long Term Care Insurance, long term care Toronto, planning for long term care Posted in Elder Care, Long Term Care, Long Term Care Insurance | No Comments »
Tuesday, October 20th, 2009
Being Prepared for Long Term Care in Toronto, Ontario and Surrounding Areas
One of the best things that baby boomers in their late fifties and early sixties can do is plan for their own long term care while they still can. Anyone who has cared for their own seventy-something, eight-something, or ninety-something parents can testify to the fact that as Canadians live longer, their long term care needs also increase.
Some of the questions baby boomers planning for their twilight years should ask themselves include: (more…)
Tags: aging trends, caregiving, Elder Care, elder care Toronto, long term care Toronto, planning for long term care Posted in Care Costs, Care Giving Strategies, Elder Care, Long Term Care | No Comments »
Tuesday, October 20th, 2009
Caregiver Support Toronto, Ontario
Ontario’s life expectancy at the moment is 75 – but it’s on the rise. According to most estimates, the number of Ontario citizens who will be 85 or older will more than double by 2020. While on the one hand it is wonderful that so many Ontario residents are living longer, the rising number of older Canadians also represents a toll on families and health care systems. After all, who is it who will be caring for all these elderly Ontario residents? In many cases, it’s the Sandwich Generation.
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Tags: aging trends, Caregiver Support Toronto, caregiving, Elder Care, elder care Toronto, long term care Toronto Posted in Care Giving Strategies, Elder Care, Long Term Care | No Comments »
Monday, September 21st, 2009
Canada’s population is aging. By 2056, a full quarter of the Canadian population will be over the age of 65. And already, between 2002 and 2007, the number of family and friends providing personal care to elders increased 670,000.
But caregivers pay an emotional and physical toll for providing care for elder relatives and friends. Increasingly, Canadians are looking for alternative ideas for long term senior and elder care.
In Toronto, new services such as Elder Care By Design are springing up to help families care for their elders. Elder Care By Design helps seniors do what they want to do most: live in their own home even as they age. Unlike other programs that help care for seniors at home, Elder Care By Design (and similar companies) is not a home health care company. Rather, it helps families coordinate and organize the many complex issues seniors have to navigate – health matters, legal matters, financial matters, etc. Staff members help seniors fix things up around their house, care for pets as seniors become unable to care for them, and educate seniors and their families about long term care issues.
Another company in the Toronto area providing similar services is called Caring Matters. Sherri Auger, a certified Elder Planning Counselor, founded Caring Matters after losing her mother and having to place her father into a long term care facility.
Caring Matters and Elder Care By Design are just two examples of Canadian companies seeking to provide an alternative to notoriously depressing long term care facilities.
Personal support workers (PSWs) are another option for long term care for seniors and elders in Toronto and elsewhere in Canada who want to stay at home. PSW care is also increasingly popular because it prevents elders from having to go to a nursing home or move in with their younger relatives.
But buyer beware: not all companies who provide personal support workers are credible. In Toronto, Health Minister David Caplan has come under attack for giving contracts to unscrupulous PSW companies for political reasons. Ironically, the criticism came from the PSW labor union itself, called the Service Employees International Union, which represents nearly 50,000 PSWs in the Toronto area.
The union is also concerned that not all PSWs are being properly trained to care for elders. According to the union, there is “no common definition of PSW work or what competencies a PSW should possess.”
Toronto residents who are aging or who have aging relatives should start planning now for how to provide long term care for their elders. Due to medical advancements, seniors are living longer than ever, so long term care is just that: long. It is possible that an elder could require at least some care from their relatives for 10, 15, or even 20 years. Given this, the earlier a family can plan for long term care, the better.
Tags: elder care Toronto, long term care Toronto Posted in Elder Care, Long Term Care, Long Term Care Insurance | No Comments »
Thursday, September 17th, 2009
Finding Reputable Long Term Care in Toronto
Having to put someone in a long term care (LTC) facility can be a very difficult and emotional decision for families and loved ones, and generally a great deal of thought and research goes into deciding which facility would best serve their needs. Finding good senior/elder care can be rife with complications, and planning for long term care insurance can be confusing at best.
Long term care insurance covers virtually all of the medical expenses that you can realistically expect to incur as a senior in long term care, whether at your home or in a facility. This coverage can run anywhere from a few years to lifetime care. Anyone who is between the ages of 30 and 80 can apply for long term care insurance. This is an excellent investment that you can make for your own future.
All LTC homes are licensed, funded and monitored by the Ministry of Health and Long Term Care to ensure that all residents are granted the same high standard of care and the same core services, such as meals, medicine distribution and one or more doctors available at all times. But there is more to choosing an LTC facility than those criteria. It’s important to visit each facility that you are considering. Does the staff engage and interact with the residents? Are the meals well prepared and served on time? Do the residents look clean and well cared for?
Another avenue in choosing a long term care facility is to contact the Ministry of Health and Long Term Care to discover what LTC homes are available in Toronto, as well as contacting the Better Business Bureau in Ontario to make sure there haven’t been any complaints against the facilities you are considering.
We don’t like to think about our mortality and the end of our life while we are busy living it, but it makes good sense to make sure that your end of life needs are not only going to be met, but that you will have the potential for happiness in your LTC home.
Tags: long term care Toronto Posted in Elder Care, Long Term Care, Long Term Care Insurance | No Comments »
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