"Long Term Care Insurance can cover the costs of Assisted Living, Homecare or a Nursing Home; plan for the future"
Posts Tagged ‘assisted living’
Sunday, November 28th, 2010
Quite often, individuals suffering from Alzheimer’s Disease require skilled nursing and memory care that is outside the capacity of well-meaning family members and friends. The caregivers of Alzheimer’s patients, who are usually their adult children, are also often taking care of their own children. Such caregivers are part of the “sandwich generation,” a segment of the population that is trying to balance the demands of a full-time job with those of a nuclear family, and then trying to balance these demands with those of an aging parent. (more…)
Saturday, November 20th, 2010
In the state of Texas, long term care can be quite expensive, ranging from $900 to $3,000 per month for care in an assisted living facility, and from $150 to $200 per day for care in a nursing home. How can one cope with such high costs? (more…)
Sunday, October 10th, 2010
New York assisted living facilities (ALFs) are in trouble. There are two types of assisted living programs in the state of New York: the licensed assisted living residence, which caters mainly to privately funded clients, and the Assisted Living Program (ALP), which caters to Medicaid-supported clients. The problem lies with the two-tiered system that has been created by the state of New York: one system caters to the rich, while the other caters to the poor. In many cases, there is a glaring discrepancy in the types of amenities and quality of care that can be expected at facilities that cater to the rich versus the poor. There are also different laws and standards that apply to each of the different facilities. (more…)
Thursday, September 9th, 2010
Home care in the state of Georgia has entered the 21st century, with caregivers operating remotely to keep tabs on aging parents and loved ones. Services such as ResCare, BeClose, SimplyHome, and QuietCare all operate via discretely placed video cameras and sensors which help track the daily activities and needs of elderly individuals. If an emergency occurs, such as a fall or heart attack, the service alerts a close relative or friend via text message or phone. Daily updates may also be provided by e-mail or other electronic means. (more…)
Thursday, August 26th, 2010
Due to recent medical advancements, as well as people taking better care of their health, it has become increasingly common for Ohio seniors to lead healthy and active lifestyles well into their 80’s and 90’s. Most of these seniors do not require the skilled nursing that a nursing home provides. In fact, the preference for many of these seniors is to reside in their current homes and continue performing their daily routines for as long as possible.
While the ability of many Ohio seniors to reside in their homes may be a source of comfort to their children and loved ones, it can also be a cause for concern.
Thursday, August 19th, 2010
Some assisted living facilities portray themselves as being capable of attending to all types of residents, including those who suffer from Alzheimer’s Disease and dementia. However, there is a big difference between the skilled nursing that is provided at a nursing home versus the non-skilled service that is provided at assisted living facilities. Nursing homes are also likely to have sufficient staff in place, as well as the specialized medical and surveillance equipment, that is needed for adequately taking care of Alzheimer’s or dementia patients.
Friday, July 30th, 2010
When considering long term care for a friend or relative, you may be interested to know that there are several options available to you in addition to skilled nursing homes or assisted living facilities. Some options are less costly than others, while others allow for the individual to remain in his or her home. (more…)
Monday, July 26th, 2010
Selecting a long term care facility (i.e., nursing home) for an aging parent or relative can be a daunting task. In Illinois, there are facilities that specialize in assisted living (e.g., help with eating) while others focus on skilled nursing or health care (e.g., physical therapy). There are different long term care coverage plans under Medicare and Medicaid, with each plan requiring different qualifiers. Long term care facilities may also carry, or not carry, certain licenses and certificates. (more…)
Thursday, July 22nd, 2010
Maintaining a loved one in a nursing home can be quite expensive. In California, the average annual cost of having one person living in a private room in a nursing home (which provides skilled nursing) is over $87,000. Even in an assisted living facility, where residents are expected to be more independent (and are less supervised), the average annual cost is $42,000. (more…)