"Long Term Care Insurance can cover the costs of Assisted Living, Homecare or a Nursing Home; plan for the future" find an long term care insurance advisor

Archive for the ‘Private Care’ Category

Long Term Care Options

Friday, July 30th, 2010

When considering long term care for a friend or relative, you may be interested to know that there are several options available to you in addition to skilled nursing homes or assisted living facilities. Some options are less costly than others, while others allow for the individual to remain in his or her home. (more…)

Long Term Care Coverage Options in California

Thursday, July 22nd, 2010

Maintaining a loved one in a nursing home can be quite expensive. In California, the average annual cost of having one person living in a private room in a nursing home (which provides skilled nursing) is over $87,000. Even in an assisted living facility, where residents are expected to be more independent (and are less supervised), the average annual cost is $42,000. (more…)

How to Plan for the Future

Wednesday, December 2nd, 2009

How to Plan for the Future

Many of us find it difficult to look down the road to when we may require help to live as independently as possible. The longer we delay developing a plan the less likely we will achieve best possible plan. Long term care is a reality in everyone’s life as we age. It means we need to have help on a daily basis, but often where that help comes from, who pays for it and who arranges it is taken for granted.

(more…)

Aging at Home in Ontario

Tuesday, November 3rd, 2009

Aging at Home in Ontario

Because the number of seniors in Ontario will more than double in the next sixteen years, the Ministry of Health and Long-Term Care is developing what they call “Ontario’s Aging at Home Strategy”. Announced in 2007, the strategy calls for an increase in home care and community support services to allow elderly residents of Ontario to age comfortably at home, rather than moving into a long term care home.

(more…)

Private Health Care in Ontario; H1N1

Tuesday, November 3rd, 2009

Private Health Care in Ontario

The privatization of health care in Ontario is here, whether we like it or not. As Dr. Albert Schumacher, the former president of the Canadian Medical Association put it, “The situation we are seeing now are more services around not being funded publicly but people having to pay for them, or their insurance companies. We have a sort of passive privatization” (Source: CBC.ca). In Ontario, when Liberals won in 2003, they promised to shut down the provinces growing number of private clinics, but in 2006 when Conservatives won federally, that promise stalled. It seems that in Ontario, as in other provinces throughout Canada, the growth of private health care is inevitable.

(more…)

Featured in National Post