"Long Term Care Insurance can cover the costs of Assisted Living, Homecare or a Nursing Home; plan for the future" find an long term care insurance advisor

Archive for the ‘Nursing Homes’ Category

Can Assisted Living Facilities Adequately Care for Alzheimer’s Residents?

Thursday, August 19th, 2010

Some assisted living facilities portray themselves as being capable of attending to all types of residents, including those who suffer from Alzheimer’s Disease and dementia. However, there is a big difference between the skilled nursing that is provided at a nursing home versus the non-skilled service that is provided at assisted living facilities. Nursing homes are also likely to have sufficient staff in place, as well as the specialized medical and surveillance equipment, that is needed for adequately taking care of Alzheimer’s or dementia patients.
(more…)

Buyer Beware: Special-Focus Facilities, aka, Bad Nursing Homes

Friday, August 6th, 2010

The U.S. News & World Report is known for its rankings of colleges, but it also ranks other institutions, including nursing homes. Having investigated over 15,000 nursing homes in the U.S., the journal singled out 131 of these as “Special-Focus Facilities,” or SFFs. These long term care facilities are termed SFFs if three types of violations occur: first, if the facility fails to pass three consecutive inspections in a row, second, if the violation would’ve affected many residents, and third, if the facility fails to remedy the problems on repeat inspections.
(more…)

Long Term Care Options

Friday, July 30th, 2010

When considering long term care for a friend or relative, you may be interested to know that there are several options available to you in addition to skilled nursing homes or assisted living facilities. Some options are less costly than others, while others allow for the individual to remain in his or her home. (more…)

Selecting a Long Term Care Facility in Illinois

Monday, July 26th, 2010

Selecting a long term care facility (i.e., nursing home) for an aging parent or relative can be a daunting task. In Illinois, there are facilities that specialize in assisted living (e.g., help with eating) while others focus on skilled nursing or health care (e.g., physical therapy). There are different long term care coverage plans under Medicare and Medicaid, with each plan requiring different qualifiers. Long term care facilities may also carry, or not carry, certain licenses and certificates. (more…)

Long Term Care Coverage Options in California

Thursday, July 22nd, 2010

Maintaining a loved one in a nursing home can be quite expensive. In California, the average annual cost of having one person living in a private room in a nursing home (which provides skilled nursing) is over $87,000. Even in an assisted living facility, where residents are expected to be more independent (and are less supervised), the average annual cost is $42,000. (more…)

Featured in National Post