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Archive for the ‘Medicare’ Category

The Pennsylvania LIFE Program May be an Viable Alternative to a Nursing Home

Monday, December 6th, 2010

Nursing homes are eschewed by seniors for a variety of reasons, including the surrendering of personal independence, the financial cost, and the perception that nursing homes are “the end of the line.” However, in the state of Pennsylvania, about 400 Philadelphians are taking a novel approach to nursing home care. Living Independently for Elders, or LIFE, has partnered with the St. Agnes Continuing Care Center to provide comprehensive care for older individuals in what many call a “nursing home without walls.”

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Long Term Care Costs and Incentives in Texas

Saturday, November 20th, 2010

In the state of Texas, long term care can be quite expensive, ranging from $900 to $3,000 per month for care in an assisted living facility, and from $150 to $200 per day for care in a nursing home. How can one cope with such high costs? (more…)

Long Term Care Planning Resources in the State of Pennsylvania

Monday, October 4th, 2010

The state of Pennsylvania boasts a plethora of long term care planning resources. These resources are intended to provide information about long term care services that may be required because of injury, illness, disability, or aging. Resources available include the following: (more…)

Nursing Home Alternatives in California

Wednesday, September 15th, 2010

Nursing homes offer skilled nursing and around-the-clock care for individuals who are too sick or frail to adequately care for themselves. However, many of these individuals would prefer to remain in their own homes rather than live in a nursing home. There may also be concerns about the costs involved in nursing home care. Fortunately, many states, including California, offer two alternative programs to nursing homes: the Program of All-Inclusive Care for the Elderly (PACE), and the Social Managed Care Plan. (more…)

Selecting a Long Term Care Facility in Illinois

Monday, July 26th, 2010

Selecting a long term care facility (i.e., nursing home) for an aging parent or relative can be a daunting task. In Illinois, there are facilities that specialize in assisted living (e.g., help with eating) while others focus on skilled nursing or health care (e.g., physical therapy). There are different long term care coverage plans under Medicare and Medicaid, with each plan requiring different qualifiers. Long term care facilities may also carry, or not carry, certain licenses and certificates. (more…)

Long Term Care Coverage Options in California

Thursday, July 22nd, 2010

Maintaining a loved one in a nursing home can be quite expensive. In California, the average annual cost of having one person living in a private room in a nursing home (which provides skilled nursing) is over $87,000. Even in an assisted living facility, where residents are expected to be more independent (and are less supervised), the average annual cost is $42,000. (more…)

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