"Long Term Care Insurance can cover the costs of Assisted Living, Homecare or a Nursing Home; plan for the future"
|
Archive for the ‘Long Term Care Insurance’ Category
Friday, July 30th, 2010
When considering long term care for a friend or relative, you may be interested to know that there are several options available to you in addition to skilled nursing homes or assisted living facilities. Some options are less costly than others, while others allow for the individual to remain in his or her home. (more…)
Tags: assisted living, long term care, nursing home, residential care, skilled nursing
Posted in Alzheimer's Care, Care Costs, Degenerative Disease, Long Term Care, Nursing Homes, Private Care | No Comments »
Monday, July 26th, 2010
Selecting a long term care facility (i.e., nursing home) for an aging parent or relative can be a daunting task. In Illinois, there are facilities that specialize in assisted living (e.g., help with eating) while others focus on skilled nursing or health care (e.g., physical therapy). There are different long term care coverage plans under Medicare and Medicaid, with each plan requiring different qualifiers. Long term care facilities may also carry, or not carry, certain licenses and certificates. (more…)
Tags: assisted living, Illinois, insurance, Licenses, long term care, long term care facility, Long Term Care Illinois, Medicaid, Medicare, nursing home, skilled nursing
Posted in Care Giving Strategies, Long Term Care, Medicare, Nursing Homes | No Comments »
Thursday, July 22nd, 2010
Maintaining a loved one in a nursing home can be quite expensive. In California, the average annual cost of having one person living in a private room in a nursing home (which provides skilled nursing) is over $87,000. Even in an assisted living facility, where residents are expected to be more independent (and are less supervised), the average annual cost is $42,000. (more…)
Tags: assisted living, california, long term care, Long Term Care Insurance, Medi-Cal, Medicaid, Medicare, nursing home, skilled nursing
Posted in Care Costs, Degenerative Disease, Long Term Care, Long Term Care Insurance, Medicare, Nursing Homes, Private Care, aging trends | No Comments »
Monday, January 11th, 2010
Signs of Stroke
Not all strokes are catastrophic and immediately obvious. Many minor strokes hit without seniors or their caretakers immediately noticing. The longer it takes to recognize that a stroke has occurred, the more damage will be done to the brain, making recovery time longer and certain stroke side-effects potentially permanent.
Here are six signs to look for that indicate a stroke has occurred: (more…)
Tags: caregiving, Elder Care, elder care Toronto, Stroke
Posted in Degenerative Disease, Elder Care, Long Term Care | No Comments »
Monday, January 11th, 2010
Eldercare and the Workplace: How to Strike a Balance
Canadian employers are understandably concerned about the effects that elder care has on the workforce. In Canada, over 70% of caregivers to the elderly also hold down a job. Many of these caregivers also have a family of their own, with children still living at home.
The stress is too much for some to handle; more than a fifth of Canadians caring for an elderly relative have reported (more…)
Tags: aging trends, Caregiver Support Toronto, caregiving, Elder Care, long term care, planning for long term care
Posted in Care Giving Strategies, Elder Care, Long Term Care, aging trends | 3 Comments »
Tuesday, November 3rd, 2009
Aging at Home in Ontario
Because the number of seniors in Ontario will more than double in the next sixteen years, the Ministry of Health and Long-Term Care is developing what they call “Ontario’s Aging at Home Strategy”. Announced in 2007, the strategy calls for an increase in home care and community support services to allow elderly residents of Ontario to age comfortably at home, rather than moving into a long term care home.
(more…)
Tags: aging trends, Elder Care, long term care, long term care Toronto, long term care Toronto Ontario
Posted in Care Giving Strategies, Elder Care, Long Term Care, Private Care | 1 Comment »
Tuesday, November 3rd, 2009
Private Health Care in Ontario
The privatization of health care in Ontario is here, whether we like it or not. As Dr. Albert Schumacher, the former president of the Canadian Medical Association put it, “The situation we are seeing now are more services around not being funded publicly but people having to pay for them, or their insurance companies. We have a sort of passive privatization” (Source: CBC.ca). In Ontario, when Liberals won in 2003, they promised to shut down the provinces growing number of private clinics, but in 2006 when Conservatives won federally, that promise stalled. It seems that in Ontario, as in other provinces throughout Canada, the growth of private health care is inevitable.
(more…)
Tags: aging trends, caregiving, Elder Care, H1N1, long term care
Posted in Care Costs, Care Giving Strategies, Long Term Care, Private Care | 2 Comments »
Tuesday, November 3rd, 2009
Signs of Multiple Sclerosis
Multiple Sclerosis is a devastating, degenerative nerve disease that often leaves MS patients wheelchair bound and unable to live independently. People living with MS often require acute long term care, either from friends and relatives or within a long term care settings.
Multiple sclerosis is not a disease associated with old age; typically, the onset age is between twenty and forty. Since early detection of MS can help people live a relatively normal life, it’s important to be able to recognize the symptoms of MS. Here are the most common early signs of multiple sclerosis: (more…)
Tags: aging trends, Elder Care, long term care, Multiple Sclerosis
Posted in Degenerative Disease, Elder Care, Long Term Care | No Comments »
Tuesday, October 20th, 2009
Long Term Care: Not Age but Function
Generally when we think of “long term care,” our mind automatically goes to senior citizens living in nursing homes. But long term care isn’t a matter of age; it’s a matter of function. There are many Canadians currently living in long term care facilities who are not elderly but nonetheless require round the clock long term care.
Who are these younger Canadians who require long term care, and why are they living in long term care facilities?
(more…)
Tags: aging trends, Elder Care, long term care, long term care Toronto Ontario
Posted in Elder Care, Long Term Care | No Comments »
Tuesday, October 20th, 2009
Long Term Care Insurance — Ontario
According to Christina Bisanz, the CEO of Ontario Long-Term Care Association, the Ontario Ministry of Health has no particular intention to increase the number of new beds in Ontario’s long term care facilities. This is despite the fact that there is already a long wait list of people — 25,000 in Ontario alone, according to Bisanz — who are waiting for placement into a long term care facility. These wait lists are only getting longer as Canada’s population ages and more people need acute long term care.
(more…)
Tags: aging trends, long term care, Long Term Care Insurance, long term care Toronto Ontario
Posted in Care Giving Strategies, Elder Care, Long Term Care, Long Term Care Insurance | 2 Comments »
|
|
